Vaping, Compliance and Rewarding Safety By Michael Shaw If insurers care about improving the safety of vaping, they should insist on the wholesale adoption of existing rules by the vaping industry.
Nonstandard Auto Insurance's Key Role By Troy Korsgaden Customers, insurance carriers and their distribution need nonstandard auto protection for drivers now more than at any time in history.
How Geospatial Data Lowers Traffic Risk By Todd Mostak Mike Flaxman The cadence and granularity of data about travel behavior need to be enhanced. Geospatial analytics can be the engine.
Time to Start Over on Secondary Towing By Rochelle Thielen The current system for secondary towing is excruciating. The only reasonable solution is to start over from scratch.
The Key to the Future of Mobility By Bill Powers Telematics can help solve some of the insurance industry's oldest problems, but, first, insurers must win the client's trust.
How Tactile Sensors Can Help in Auto By Shahar Bin-Nun The future of in-vehicle data collection lies in embedded software, including tactile sensors, which can provide a more accurate picture of risk.
The Digital Journey in Personal Lines By Mark Breading Personal lines insurers are focusing on self-service capabilities for policyholders, especially for policy service and claims.
Investment Mania: Understanding Why By Mark Breading Not only is capital abundant, but the pandemic and insurtech maturity kicked up the pace of takeovers and IPOs. There are no signs of slowing.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.