P&C Has a Problem With Classification By Michael Albert SIC was set up in the 1930s, for an industrial economy. Try looking up the code for a web developer. Just try.
Lemonade Really Does Have a Big Heart By Rick Huckstep Lemonade has brought simplicity, convenience and affordability where the existing offering is complicated, expensive and inaccessible.
What P&C Insurers Are Missing By Eric Gewirtzman While 68% of insurers say digital distribution is the key to growth, fewer than 25% are fully happy with their efforts to date.
Insurtech and Personal Lines By Mark Breading Should insurers view insurtech as a threat or opportunity? Will insurtech disrupt the industry, or will the movement fizzle out?
2017 Outlook for Homeowners ROE By Greg Heerde The estimated prospective return on equity for homeowners this year is 4.5%, down from 6.7% in 2016. There are three key themes.
Lemonade: Interview With CEO By Roger Peverelli Reggy De Feniks "Not just our business model but also the whole product flow is informed by behavioral economics."
Lemonade's New Push: Zero Everything By Shai Wininger With Zero Everything, Lemonade customers will no longer need to pay deductibles and have their rate increased when filing claims.
Lemonade’s Bizarre New Approach By Bill Wilson Lemonade is reducing their workload, increasing consumers’ risks of loss--and asking their customers to thank them for it.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.