Michael Giusti

As gig workers untether from employer-sponsored benefits, insurers must reimagine underwriting and distribution for a decentralized workforce.

Despite escalating cyber incidents, insurance policies remain stable as industry emphasis moves from availability to understanding coverage.

Renters insurance has traditionally been aimed at people just setting out in life. But another market is emerging — downsizing Baby Boomers.

The NCAA is now mandating that schools give their athletes medical coverage that will extend two years after the athlete completes their eligibility.

The elections could affect Medicaid expansion, Obamacare's future, long-term funding of Medicare, strategies for negotiating drug prices and reproductive care.

While on-field activities get the attention, an army of professionals works behind the scenes to conduct the business of sports.

“I think you are going to start to see CEOs who are hired for their ability to use AI in the very near future."

Incentives for green home improvements create a need for insurers to educate clients on nuances and open up opportunities for conversations.

Electric vehicles carry higher sticker prices and cost more to repair after a claim -- but that may change soon enough. 

A few trends stand out, from the impact of the 2022 election to the continuing roles of inflation and COVID-19, and even green energy’s impact. 

From tuition insurance to life, health, auto or renter’s insurance, parents and their students should get ready for the risks a school year has in store. 

This might be the time to start exploring how the metaverse might find its way into insurance policies in the near future.

While there aren’t yet a slew of policies stepping into the breach to cover NFTs, a new class of policies will manage risk for this emerging market. 

COVID has transformed health insurance and what it means for coverage, pricing and patient care for years to come.

It may feel like the end of the pandemic is in sight, but the shock waves created by 2020 will reverberate for years.