Underwriting

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AI Is Reshaping Insurance: 6 Trends to Watch

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AI adoption in insurance accelerates as executives embrace real-time analytics and specialized technology for improved operations.

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Reinforcing Commercial Underwriting With AI Assistants

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Sathish Manimuthu

Generative AI assistants are transforming commercial underwriting by automating tasks and enhancing risk assessment capabilities.

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Can Adequate Premiums and Trust Coexist?

By

Stephen Applebaum

The insurance industry has a pivotal opportunity to redefine itself. By prioritizing transparency, insurers can address premium leakage while restoring trust.

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Mobile AI Transforms Auto Insurance Underwriting

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Julio Pernía Aznar

Mobile-first solutions and visual AI are making processes faster and more accurate for insurers.

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Behavioral Insurance Reshapes Risk Models

By

Srivathsan Karanai Margan

The insurance industry is shifting from traditional actuarial models to incorporate behavioral data in risk assessment practices. The implications are enormous.

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AI Revolution in Insurance: What to Expect in 2025

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The insurance industry is at a pivotal moment. AI is fundamentally changing how products are designed, priced, and delivered.

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Better Data Combats Insurance Adverse Selection

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Modern underwriting tools combat adverse selection by delivering curated data that drives confident risk decisions.

Technology

AI Revolutionizes Policy Management Software

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Modern policy administration software transforms insurance workflows with AI-driven solutions and automated processes.

Editor's Picks

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The Promise of Continuous Underwriting

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Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.

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Convergence and the Insurance Ecosystem

By

Stephen Applebaum

Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.

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Lemonade's 'Synthetic Agent' Nonsense

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Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.

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Auto Insurance in an Existential Crisis

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Stephen Applebaum

The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.

Six Things

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Brace Yourself for 'BYO' AI in the Workplace

By Paul Carroll

As companies innovate in their use of generative AI, a complication is coming: Individuals will bring their own versions to work.

AI Is Reshaping Insurance: 6 Trends to Watch

AI adoption in insurance accelerates as executives embrace real-time analytics and specialized technology for improved operations.

1

The Cyber Insurance Checklist

As cyber threats evolve, here are tips for businesses to ensure that they're not left uninsurable. 

2

Reinforcing Commercial Underwriting With AI Assistants

Generative AI assistants are transforming commercial underwriting by automating tasks and enhancing risk assessment capabilities.

3

The Blind Spots in Catastrophe Models

Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

4

Tackling the Disconnect Between Insurers and Insureds

The insurance industry has focused on price, not service, for far too long, producing a failure to communicate with customers. 

5

How to Ensure Catastrophe Doesn’t Lead to Catastrophic Fraud

As California wildfires surge, insurers battle an $8 billion claims wave while fighting sophisticated fraud schemes.

6

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ITL Partner: Oliver Wyman

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AI, Machine Learning Trends to Watch in 2025

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