Mykhailo Hrabovskyi

Mykhailo Hrabovskyi is a regional director with 17 years of experience in insurance, specializing in business development, innovation, and organizational leadership across Ukraine.

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Compet Advantage

Why Insurance Tech No Longer Guarantees Competitive Edge

By

Mykhailo Hrabovskyi

As technology becomes commoditized across insurance, trust and human capabilities may emerge as the industry's next competitive differentiators.

All Articles

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Process Too Often Replaces Thinking

By

Mykhailo Hrabovskyi

Insurance standardization has quietly shifted workforce behavior from critical thinking to process execution, a dangerous trend that AI will accelerate.

An Ukrainian Flag

Ukrainian Insurers Navigate War Risk Reality

By

Mykhailo Hrabovskyi

Ukrainian insurers are transforming war risk from theoretical construct into operational reality, handling claims complexity most markets only simulate.

Hand of a Person and a Robotic Hand Almost Touching

AI Cannot Replace Human Trust in Insurance

By

Mykhailo Hrabovskyi

Insurance industry's AI adoption reveals a critical gap: Algorithms optimize processes, but humans build trust.

Robot Pointing on a Wall

Leading in the Age of AI

By

Mykhailo Hrabovskyi

AI transforms insurance leadership by demanding trust-based autonomy rather than traditional micromanagement and centralized control.

War Destruction in Ukrainian City

Ukraine: Insurance Under Fire

By

Mykhailo Hrabovskyi

War-tested Ukrainian insurers offer lessons in operational resilience for global markets.

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AI in Insurance: Hype, Risk or Real Transformation?

By

Mykhailo Hrabovskyi

AI reshapes insurance operations in emerging markets, proving its value beyond Silicon Valley's tech giants.

Six Things

Electricity

Could You Handle Weeks Without Electricity?

By Paul Carroll

A new study raises the prospect that a Carrington Event — a series of gigantic solar flare that would devastate the electric grid — could be even worse that previously feared.

12 AI Deployment Myths Debunked

Organizations rushing to deploy AI face a widening gap between pilot success and production value, driven by persistent misconceptions about capability versus application.

1

Mining the Rich Data in P&C Claims Testimony

Property and casualty insurers that analyze testimony at scale will price risk more accurately than competitors relying on instinct alone.

2

A Breakthrough for AI Agents on Claims

Agentic AI solutions are achieving 98% accuracy in claims evaluation while reducing processing timeframes from hours to minutes.

3

MGAs Don't Have an AI Problem

MGAs have grown to $114 billion in premium but lack time and capital to build AI infrastructure themselves.

4

Pet Insurance Hindered by Outdated Technology

Many pet insurers find their platforms can't scale beyond direct-to-consumer, turning promising B2B2C partnerships into costly technology projects.

5

5 Lessons Learned From NYC Flooding

The flash floods that brought New York City to a standstill were another stark reminder that it is no longer enough to simply predict extreme weather. 

6

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