Commercial Lines

Rising deductibles are shifting more storm damage costs to property owners, creating a gap between coverage and affordable recovery.

Insurers face a $171 billion global catastrophe benchmark as modeling advances reveal risks far beyond what recent loss experience suggests.

Workflow orchestration in workers' comp can use language models to automate routine claim responses while keeping critical decisions with adjusters.

As AI-related layoff fears subside, workers' compensation professionals are leveraging technology to streamline claims while monitoring potential mental health implications.

Data center investment is set to hit $1 trillion by 2027, but physical constraints and climate risks are reshaping the sector's insurance needs.

AI liability insurance is emerging through scattered approaches, but the lack of independent model evaluation means underwriters are pricing uncertainty instead of risk.

The insurance industry has always had a trust problem. What is new is the intensity — and the number of forces converging to make it harder to ignore.

Pluvial flooding (when intense rainfall overwhelms drainage capacity) can happen almost anywhere and has become the fastest-increasing driver of risk.