Commercial Lines

There is no question about whether AI can improve insurance. Rather, the questions are about which functions, how extensively and when. 

Uncertainty is at a generational high in almost every aspect of our lives, creating major challenges -- and opportunities -- for insurers.

Michel Léonard, the Triple-I's chief economist, remains an optimist on the U.S. economy but warns that "we're in an environment of extraordinary uncertainty."

The insurance industry faces unprecedented challenges as extreme weather, rising costs, and market shifts reshape the coverage landscape.

Automation and technology-enabled "flow" processes open up a $350 billion market, primarily made up of small and medium-sized businesses.

Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

As California wildfires surge, insurers battle an $8 billion claims wave while fighting sophisticated fraud schemes.

Generative AI assistants are transforming commercial underwriting by automating tasks and enhancing risk assessment capabilities.