Commercial Lines

Analysis of trends from Q4 2024 suggest property and worker's comp rates will remain stable, while general liability and excess/umbrella markets are softening.

There is no question about whether AI can improve insurance. Rather, the questions are about which functions, how extensively and when. 

Uncertainty is at a generational high in almost every aspect of our lives, creating major challenges -- and opportunities -- for insurers.

Michel Léonard, the Triple-I's chief economist, remains an optimist on the U.S. economy but warns that "we're in an environment of extraordinary uncertainty."

The insurance industry faces unprecedented challenges as extreme weather, rising costs, and market shifts reshape the coverage landscape.

Automation and technology-enabled "flow" processes open up a $350 billion market, primarily made up of small and medium-sized businesses.

Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

Automated data ingestion transforms commercial insurance operations, driving efficiency and revenue growth while laying the groundwork for AI advancement.