Commercial Lines

Property & casualty insurers face systemic unknowns when scaling AI beyond pilots into regulated workflows like underwriting, claims and pricing.

Multifamily operators have mastered resident risk management, but rising liability costs reveal a dangerous gap in dealing with vendors.

Property rates are easing while casualty lines tighten, requiring insureds to tailor renewal strategies by coverage line, not market averages.

Climate change may intensify Europe's hailstorms through stronger updrafts and larger hailstones, though regional trends remain uncertain.

Commercial drones are embedding aviation exposure into everyday small business operations faster than underwriting processes can adapt.

AI-driven data center growth is creating complex insurance challenges that extend far beyond traditional property coverage.

Invisible infrastructure deficiencies and compliance risks are forcing appraisers to fundamentally rethink how they measure functional obsolescence.

War overtakes civil unrest as companies' top political violence risk as conflicts disrupt trade flows and strain alliances.