Commercial Lines

Workers' compensation systems need cloud-native transformation to address modern workforce challenges and rising claim severity.

Subcontractor underinsurance creates hidden liability gaps, but AI-powered compliance platforms can detect and resolve them before claims surface.

Rising commercial auto losses drive brokers to emphasize driver screening, technology solutions and vehicle maintenance.

Evolving laws and rising litigation transform employment practices liability insurance into essential protection for business survival.

As private insurers flee high-risk markets, federal disaster insurance expansion should fill catastrophic coverage gaps.

Advanced AI and predictive fraud models transform workers' compensation fraud detection from costly burden into a strategic risk management advantage.

Rapid tariff changes create M&A challenges, and buyers and RWI underwriters must develop new mitigation strategies.

Stop-loss adoption surged to 74%, but brokers must pair coverage with claims management to control escalating costs.