Personal Lines

Embedded insurance is transforming from a distribution tactic to a customer experience strategy as insurers prioritize seamless, friction-free protection.

Fragmented rate filing processes constrain P&C insurers, prompting data integration and GenAI solutions.

Climate-driven catastrophes are forcing insurers to adopt hyperlocal weather intelligence and shift from reactive to proactive strategies.

Consumer frustration with insurance complexity drives businesses to embed brokerage solutions into their customer purchase journeys.

Insurers can transform climate challenges into underwriting and investment opportunities through resilience-building products and services.

As private insurers flee high-risk markets, federal disaster insurance expansion should fill catastrophic coverage gaps.

America's flood insurance crisis deepens as climate-fueled disasters expose low penetration rates in vulnerable communities.

Technology-enabled prevention transforms agents into risk advisors as winter water damage threatens coverage sustainability