Personal Lines

California's evolving wildfire risks mean insurers must abandon traditional, generalist models and adopt specialized underwriting approaches.

A through line may be emerging from Trump's scattershot applications of tariffs and rationales for them — and it's not what he and his advisers are saying. 

Baby Boomers are suffering from a catastrophic shift of pension risks from institutions to individuals, because of a misunderstanding of behavioral steering. 

Rising insurance costs threaten to derail affordable housing initiatives as developers struggle with soaring premiums in the U.S.

As climate disasters intensify, insurers must blend parametric and traditional coverage to deliver faster policyholder relief.

Insurtech startups show signs of recovery despite past legal troubles, prompting traditional insurers to reconsider their competitive stance.

All players in the property insurance ecosystem must help clients and communities harness property insurance as a tool for climate adaptation - or risk irrelevance.

Analysis of trends from Q4 2024 suggest property and worker's comp rates will remain stable, while general liability and excess/umbrella markets are softening.