Personal Lines

Competitive pressures are sparking a destructive cycle in the P&C insurance ecosystem that must -- and can -- be avoided.

Even though 77% of people encounter daily scams, institutions fail consumers with poor recovery rates and inadequate protection.

Insurers face a critical 18-month window to transform by embracing AI, data-driven innovation, capital flexibility, digital ecosystems, and data-driven decision-making.

Growing flood risks challenge U.S. cities with low insurance adoption; the U.K.'s technology-driven approach to resilience offers a solution.

Rising natural disaster losses are pressuring homeowners--and municipal credit quality.

Nearly half of homeowners plan 2025 renovations, but insurance adjustments remain overlooked despite potentially catastrophic consequences.

Fear of nuclear verdicts stops some carriers from pursuing winnable cases.  Here’s how to strike the right balance.

Home insurers must adapt as Trump administration plans reshape FEMA's role in disaster coverage.