Nate Birch

Nate Birch is CEO of Apex Restoration, an IICRC-certified water damage mitigation and restoration firm.

Most Recent

What Determines a Property Claim's Severity

Property damage severity is determined in the first 48 hours, so rapid mitigation can prevent costly reconstruction while protecting retention.

Six Things

Biggest Threat Yet to Captive Insurance Agents

By Paul Carroll

State Farm's announcement of a tough new compensation structure suggests that the captive model for insurance agents has finally passed a tipping point.

Insurance AI Is Stuck in Low-Risk Mode

Insurers experimenting with AI agents face an automation ceiling, with only 11% of projects reaching production because of trust and control concerns.

Legal System Abuse Costs Billions

Legal system abuse costs American families nearly $6,000 annually through rising nuclear verdicts and third-party litigation funding.

Countdown to 'Q-Day' for Cyber Insurers

Quantum computers threaten current encryption methods. Cyber insurers must assess clients' post-quantum cryptography readiness before "Q-Day" arrives.

The Disclosure Problem No Compliance Framework Catches

Leaders skilled at calibrating disclosure for different stakeholders can inadvertently omit critical information when building support for high-stakes initiatives.

Why Pet Insurance Demands a Different Model

Pet insurers must adopt health insurance operating models to meet rising customer expectations and scale profitably beyond the traditional P&C frameworks.

'Barndominiums' Are Booming. Are Insurers Ready?

"Barndominiums" blend residential and work spaces under metal roofs, creating underwriting challenges insurers must understand to assess risk accurately.

ITL Recommends