Innovation & Technology

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The New Cybersecurity Battleground

By

Brian Hill

Executive personal devices become primary attack vectors as cybercriminals exploit the home-office security gap. Digital executive protection (DEP) is needed.
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As Algorithms Advance, Poor Data Limits Gains

By

Bryan Dooley

Without end-to-end data control, ROI gets eaten up by misleading outputs and cleanup costs—fueling the old guard's skepticism about AI.
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Smarter Insurance With Agentic AI

By

Abhishek Peter

Agentic AI revolutionizes insurance through predictive risk assessment, proactive customer engagement and streamlined operations.
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Legacy Systems Quietly Undermine Your Success

By

Robert Lewis

Legacy policy administration systems silently erode carriers' competitiveness in an increasingly digital insurance landscape.

AI & Machine Learning

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How to Reclaim Time at Your Agency

Michael Streit

With 50% of agency staff reporting burnout, strategic automation creates breathing room for client-focused work.

There’s a Bear in These Here Woods

Tom Bobrowski

AI accelerates healthcare's shift from fee-for-service to value-based care as CMS leads industry transformation.

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As Algorithms Advance, Poor Data Limits Gains

Bryan Dooley

Without end-to-end data control, ROI gets eaten up by misleading outputs and cleanup costs—fueling the old guard's skepticism about AI.

Blockchain

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Role of ILS In Traditional Risk Transfer

Amir Kabir

The insurance-linked securities market reaches the $50 billion milestone as investors seek uncorrelated returns amid increasing catastrophic risks.

The Growing Need for Real-Time Data

Jack Shaw

Historical data offers outdated information. Real-time data keeps you informed of changes to a policyholder’s risk profile, letting you adjust premiums.

How Blockchain Is Reshaping Insurance

Abhishek Peter

Blockchain and mobility tech promise enhanced efficiency, security, and customer experience.

Cyber

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The New Cybersecurity Battleground

Brian Hill

Executive personal devices become primary attack vectors as cybercriminals exploit the home-office security gap. Digital executive protection (DEP) is needed.

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How Identity Fraud Insurance Protects Businesses

Sunil Madhu

New identity fraud loss insurance empowers businesses to transfer financial risk while preserving capital for growth.

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Rethinking Risk in the Age of Generative AI

Javier Vijil

Ashley Pusey

As AI-driven deepfakes pose mounting threats, insurers grapple with coverage solutions for this emerging risk.

Data Analytics

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As Algorithms Advance, Poor Data Limits Gains

Bryan Dooley

Without end-to-end data control, ROI gets eaten up by misleading outputs and cleanup costs—fueling the old guard's skepticism about AI.

Legacy Systems Quietly Undermine Your Success

Robert Lewis

Legacy policy administration systems silently erode carriers' competitiveness in an increasingly digital insurance landscape.

The New Blueprint for Insurance Modernization

Ramya Babu

Insurers adopt coreless architecture to scale AI capabilities while preserving critical legacy investments.

Ecosystems

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Embedded Insurance: Challenges and Opportunities

Dennis Li

Embedded insurance faces unique challenges in life and health markets, requiring innovative solutions beyond traditional P&C approaches.

'Composable Commerce' Drives Embedded Insurance

Lakshman Nanduri

Insurance carriers leverage "composable commerce" solutions to accelerate embedded insurance partnerships and digital distribution capabilities.

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Debunking Cloud Myths Holding Insurers Back

Anthony Grosso

Insurers face critical choices between modern legacy systems and true cloud-native solutions for digital transformation. Five myths can lead to bad decisions.

Emerging Technologies

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Telemedicine and Remote Monitoring

Theo Morrill

A strategic opportunity: Insurance companies are leveraging telemedicine and remote monitoring to transform care delivery while reducing costs.

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9 Keys for Managing Genetic Testing Benefits

Bill Kerr

Health plans need to incorporate these nine elements to effectively manage the rapid growth of genetic testing benefits.

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Are Insurtechs Still Considered a Threat?

Jack Shaw

Insurtech startups show signs of recovery despite past legal troubles, prompting traditional insurers to reconsider their competitive stance.

Going Digital

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The Hidden Costs of Standing Still

Ewa Maj

Like a flip phone in a smartphone world, legacy systems slow you down, frustrate users and make it hard to keep up, let alone get ahead.

Lessons in Managing Transformation in Insurance

Ryan Deeds

Effective transformation requires focusing on change management fundamentals rather than seeking technological silver bullets.

Top 10 Ways Data Analytics Is Reshaping Insurance in 2025

Abhishek Peter

Data analytics drives insurance innovation, from risk assessment to customer experience, in 2025's digital landscape.

IOT

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July 2025 ITL FOCUS: IoT

Insurance Thought Leadership

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

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A Paradigm Shift for Water Leak Sensors

Insurance Thought Leadership

Bolt says it has shown that carriers can give water leak sensors to homeowners... and boost profits. That's a major change in IoT economics.

AI and IoT Redefine Risk Management

Dhruv Mehta

AI and IoT transform insurance risk management from reactive pricing to loss prevention.

Telematics

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The Telematics Edge in Commercial Auto

Arissa Dimond

Despite declining profitability, 75% of insurers overlook fleets' readiness to share valuable telematics data.

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Driving Down Risk Through Predictive Telematics

Erin Gilchrist

Telematics transforms insurers from claims payers to prevention partners, revolutionizing management of distracted driving.

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Lemonade, Hippo and Root Are Back, but....

Matteo Carbone

The three prominent insurtechs recently released results that are encouraging, but all still face significant hurdles.

Six Things