Innovation & Technology

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Will Insurtech Disrupt Homeowner Market?

By

Matteo Carbone

One insurtech has tried, but Hippo has burned through $628 million in cash and is spending more than $1.50 for every dollar of premium it is generating.
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API Gateways Secure the Enterprise

By

Ravi Krishnan

If we think of the insurance company as a home, it has similar types of vulnerabilities -- but smart use of APIs can cover them.
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Insurance Industry Trends in 2022

By

Tim Clark

A survey of hundreds of business leaders found 15% saying that moving to the cloud will be their biggest technology expense this year.
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Insurance on the Edge of Exciting

By

Bill Walrath

Here are three opportunities for our near future that will modernize, democratize and grow the industry for the next 100 years.

AI & Machine Learning

Artificial intelligence showing inner workings of a brain

What Will the Next 10 Years Look Like?

With online-only companies becoming more popular and more desirable, they’re causing the entire industry to rethink how they’re going to stay relevant.

Six Things: May 3rd, 2022

Insurance Thought Leadership

AI's Cool New Trick. Plus, In Competition for Top Talent, Innovation Matters; How to Preempt Disinformation; Top Brokers Advantage; and more.

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The Risks of AI and Machine Learning

Anthony Habayeb

If the proper guardrails and governance are not put into place early, insurers could face legal, regulatory, reputational, operational and strategic consequences down the road.

Blockchain

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ITL FOCUS FEBRUARY: Blockchain

Insurance Thought Leadership

While blockchain has been an intriguing topic for some time now, interest has skyrocketed in recent months.

Interview with Sanjeev Chaudhry

Paul Carroll

As part of this month's ITL Focus on blockchain, we spoke with Sanjeev Chaudhry, founder and CEO of Gigaforce, about how far blockchain has already progressed as a force in the insurance industry and about where it can go from here.

Blockchain: The Next Big Thing

Robin Westcott

Blockchain technology has game-changing implications for data sharing and how we underwrite, determine loss-costs and more.

Cyber

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API Gateways Secure the Enterprise

Ravi Krishnan

If we think of the insurance company as a home, it has similar types of vulnerabilities -- but smart use of APIs can cover them.

The Growing Threat of Cyber Attacks

Kimberly Patlis Walsh

Michael Gallagher

In the face of all the grim predictions, remember that myriad tools can protect businesses against and mitigate the impact of cyber-related events.

Cyber Risk and Insurance in 2022

Lynn Ambrose

The cyber risk landscape has always been in motion, but the rate of change has accelerated during the pandemic and will likely remain volatile.

Data Analytics

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The New Age of Insurance

Hemant Elhence

Insurers have at their disposal incredible amounts of data, and powerful analytics can turn it into business intelligence better than traditional tools.

a picture of a desktop computer and a laptop both displaying spreadsheets there is a women starting at both while typing on a white keyboard

It's Time to Rethink the Spreadsheet

Each spreadsheet tends to be an individual's version of truth and a snapshot in time. It's now possible to make data more timely and accurate and to use more advanced tools.

Person holding a pen against a graph showing trends

Insurance Industry Trends in 2022

Tim Clark

A survey of hundreds of business leaders found 15% saying that moving to the cloud will be their biggest technology expense this year.

Ecosystems

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The Power of Ecosystem Transformation

Nag Vaidyanathan

The ecosystem model empowers technology departments by getting them closer to the end customers, positioning them as supporters of business strategy.

The New Competitive Landscape

ITL's latest On-Demand Webinar featuring Marie Carr, partner at PwC; Andrew Robinson, CEO at Skyward Specialty Insurance Group; and Andy Cohen, COO at Snapsheet; along with moderator Paul Carroll, editor-in-chief at Insurance Thought Leadership.

The Opportunity in Ecosystems

Toni Tomic

Ecosystems are laying the groundwork for a network-based economic order that promises to reshape our lives and our lifestyles as consumers.

Emerging Technologies

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Six Things: May 10th, 2022

Insurance Thought Leadership

It's Time to Rethink the Spreadsheet. Plus, Return to In Person Events, COVID Drives Tech in Workers' Comp; The Next Evolution of Insurance; and more.

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April Focus: Automation and RPA

Insurance Thought Leadership

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

This month, we're focusing on Automation and RPA

An Interview with Nigel Walsh

Paul Carroll

As part of this month's ITL Focus on automation and RPA, we spoke with Nigel Walsh, managing director, insurance, at Google, about how far automation has progressed -- and about how to think about what comes next. Why automate a form or a process when you can simply eliminate it?

Going Digital

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Insurance Industry Trends in 2022

Tim Clark

A survey of hundreds of business leaders found 15% saying that moving to the cloud will be their biggest technology expense this year.

Technology Is the Solution -- and the Problem

The assumption about technology is that progress comes fast: Because electrons move at the speed of light, changes driven by technology must, too. But that's often not the case.

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Insurance on the Edge of Exciting

Bill Walrath

Here are three opportunities for our near future that will modernize, democratize and grow the industry for the next 100 years.

IOT

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Six Things |December 7, 2021

Insurance Thought Leadership

IoT comes into focus. Plus, dramatic shift in underwriting ahead; premature failure in CPVC pipes; 5 trends to watch in commercial auto; and more.

IoT Comes Into Focus

Paul Carroll

A new report offers sharp insights into how the IoT will develop from here and into how insurers should adjust as they try to use it in products and services.

The Intersection of IoT and Ecosystems

Matteo Carbone

Insurers can build a sort of digital twin of the customer, then tailor their offerings and improve the customer experience.

Telematics

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Will Insurtech Disrupt Homeowner Market?

Matteo Carbone

One insurtech has tried, but Hippo has burned through $628 million in cash and is spending more than $1.50 for every dollar of premium it is generating.

5 Questions for Matteo Carbone on Smart Homes

Insurance Thought Leadership

Matteo Carbone

As part of this month’s ITL Focus on smart homes, we spoke with Matteo Carbone, the founder and director of the IoT Insurance Observatory, about how far the technology and adoption have progressed and where the market goes from here.

5 Questions for Dave Wechsler on Telematics

Insurance Thought Leadership

David Wechsler

As part of this month’s ITL Focus on telematics, we spoke with Dave Wechsler, vice president of growth initiatives at Hippo Insurance.

Six Things