Innovation & Technology

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Legacy Systems Quietly Undermine Your Success

By

Robert Lewis

Legacy policy administration systems silently erode carriers' competitiveness in an increasingly digital insurance landscape.
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The New Blueprint for Insurance Modernization

By

Ramya Babu

Insurers adopt coreless architecture to scale AI capabilities while preserving critical legacy investments.
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AI Tools That Detect Healthcare Provider Fraud

By

Olga Vinichuk

Evolving provider fraud schemes require multimodal AI tools to protect health payers' dwindling reserves.
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The New Rules of Underwriting

By

Andrew Kearns

Many insurers lack a complete view of risk due to outdated, siloed systems that force underwriters to manually formulate risk analysis.

AI & Machine Learning

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The New Blueprint for Insurance Modernization

Ramya Babu

Insurers adopt coreless architecture to scale AI capabilities while preserving critical legacy investments.

AI Tools That Detect Healthcare Provider Fraud

Olga Vinichuk

Evolving provider fraud schemes require multimodal AI tools to protect health payers' dwindling reserves.

Woman in White Long Sleeved Shirt Holding a Pen Writing on a Paper

The New Rules of Underwriting

Andrew Kearns

Many insurers lack a complete view of risk due to outdated, siloed systems that force underwriters to manually formulate risk analysis.

Blockchain

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Role of ILS In Traditional Risk Transfer

Amir Kabir

The insurance-linked securities market reaches the $50 billion milestone as investors seek uncorrelated returns amid increasing catastrophic risks.

The Growing Need for Real-Time Data

Jack Shaw

Historical data offers outdated information. Real-time data keeps you informed of changes to a policyholder’s risk profile, letting you adjust premiums.

How Blockchain Is Reshaping Insurance

Abhishek Peter

Blockchain and mobility tech promise enhanced efficiency, security, and customer experience.

Cyber

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How Identity Fraud Insurance Protects Businesses

Sunil Madhu

New identity fraud loss insurance empowers businesses to transfer financial risk while preserving capital for growth.

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Rethinking Risk in the Age of Generative AI

Javier Vijil

Ashley Pusey

As AI-driven deepfakes pose mounting threats, insurers grapple with coverage solutions for this emerging risk.

Cyber Insurers Expand Into Services

Rajeev Gupta

Cyber insurers evolve beyond claims support, offering security tools to strengthen policyholders' digital defenses.

Data Analytics

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Legacy Systems Quietly Undermine Your Success

Robert Lewis

Legacy policy administration systems silently erode carriers' competitiveness in an increasingly digital insurance landscape.

The New Blueprint for Insurance Modernization

Ramya Babu

Insurers adopt coreless architecture to scale AI capabilities while preserving critical legacy investments.

AI and IoT Redefine Risk Management

Dhruv Mehta

AI and IoT transform insurance risk management from reactive pricing to loss prevention.

Ecosystems

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Embedded Insurance: Challenges and Opportunities

Dennis Li

Embedded insurance faces unique challenges in life and health markets, requiring innovative solutions beyond traditional P&C approaches.

'Composable Commerce' Drives Embedded Insurance

Lakshman Nanduri

Insurance carriers leverage "composable commerce" solutions to accelerate embedded insurance partnerships and digital distribution capabilities.

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Debunking Cloud Myths Holding Insurers Back

Anthony Grosso

Insurers face critical choices between modern legacy systems and true cloud-native solutions for digital transformation. Five myths can lead to bad decisions.

Emerging Technologies

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Telemedicine and Remote Monitoring

Theo Morrill

A strategic opportunity: Insurance companies are leveraging telemedicine and remote monitoring to transform care delivery while reducing costs.

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9 Keys for Managing Genetic Testing Benefits

Bill Kerr

Health plans need to incorporate these nine elements to effectively manage the rapid growth of genetic testing benefits.

Assorted-color Opened Umbrella Hangs On Display

Are Insurtechs Still Considered a Threat?

Jack Shaw

Insurtech startups show signs of recovery despite past legal troubles, prompting traditional insurers to reconsider their competitive stance.

Going Digital

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The Hidden Costs of Standing Still

Ewa Maj

Like a flip phone in a smartphone world, legacy systems slow you down, frustrate users and make it hard to keep up, let alone get ahead.

Lessons in Managing Transformation in Insurance

Ryan Deeds

Effective transformation requires focusing on change management fundamentals rather than seeking technological silver bullets.

Top 10 Ways Data Analytics Is Reshaping Insurance in 2025

Abhishek Peter

Data analytics drives insurance innovation, from risk assessment to customer experience, in 2025's digital landscape.

IOT

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July 2025 ITL FOCUS: IoT

Insurance Thought Leadership

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

featured

A Paradigm Shift for Water Leak Sensors

Insurance Thought Leadership

Bolt says it has shown that carriers can give water leak sensors to homeowners... and boost profits. That's a major change in IoT economics.

AI and IoT Redefine Risk Management

Dhruv Mehta

AI and IoT transform insurance risk management from reactive pricing to loss prevention.

Telematics

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Side view mirror of a car against a blurry background of trees on a road

Driving Down Risk Through Predictive Telematics

Erin Gilchrist

Telematics transforms insurers from claims payers to prevention partners, revolutionizing management of distracted driving.

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Lemonade, Hippo and Root Are Back, but....

Matteo Carbone

The three prominent insurtechs recently released results that are encouraging, but all still face significant hurdles.

Aerial Photography Of Parked Semi-Trucks

Telematics a Lifeline for Fleet Managers

Erin Gilchrist

As telematics solutions become more affordable, fleets can enhance safety and lower insurance costs.

Six Things