Regulation & Public Policy

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Redefining Facultative Underwriting

By

Dave Rengachary

Why have reinsurers' facultative underwriters wait until an insurer has finished its process? Why not consult as experts across an ecosystem?
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Surging Need for Disability Insurance

By

Mike Brown

The pandemic heightened the country’s collective understanding that experiencing a disabling event is not a long shot by any means.
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‘New Normal’ in P&C Operations

By

Travis MacMillian

There is no going back. Insurers must optimize operations for remote teams and supporting partners serving an increasingly diversified, and shifting, client base.
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Shipping Industry Safety Keeps Improving

By

Rahul Khanna

But Russia’s invasion of Ukraine; the move to decarbonization; crew and port congestion challenges and other issues mean there is no room for complacency,

Editor's Picks

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Relevance Requires a Focus on Sustainability

By

With two-thirds of consumers reporting they base buying decisions on brand values, an increased focus on sustainability presents a huge opportunity for insurers.

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Weather Science Supercharges Solutions

By

Stephen Applebaum

Technology and weather science have evolved to help warn of approaching events, giving advanced notice to people to alter course and relocate to safety.

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How to Reduce Distracted Driving

By

Few drivers are aware that texting while traveling at 55mph is the equivalent of driving the length of a football field with your eyes closed.

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Revolution? Not Yet. Evolution? You Bet.

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In our fervor to embrace new insurtech companies, we may have missed the opportunity to learn from those incumbents that have seen the ups and downs.

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An Overlooked Target for Modernization

By

Kayvan Alikhani

Maintaining compliance requires manual, repetitive and error-prone processes, handled by small armies of well-compensated experts -- but many can be automated.

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Ready for New Accounting Standard?

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IFRS 17 might be a major factor in insurers’ decisions on buying reinsurance, so it's important to understand key issues and start preparing.

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Insurance Defense Firms Have a Problem

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Many firms have pursued digital transformation yet found little relief. The reason is that most legal software vendors don’t understand how insurance defense firms work.

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Applying Cyber Lessons to Regulating AI

By

Jillian Froment

As we formulate a path toward regulating AI innovation appropriately, we can look to the work regulators accomplished regarding cybersecurity.

Balancing Digital With Compliance

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Insurers need to balance digital transformation efforts with increasing compliance requirements. Data ownership can help with both.

Increasing Regulation on Climate Change

By

In 2021, climate-change actions by U.S. regulators will create both challenges and opportunities for insurers.

Achieving Innovation in a Regulated Industry

By

Ailen Okharedia

This is an exciting era for insurance, and actuaries have an opportunity to expand and redefine their roles in these changing times.

Raising the Bar on Data Privacy

By

With the passage of the California Privacy Rights Act, businesses are on notice that data privacy requirements will get a lot tougher.

Six Things

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Brace Yourself for More Waves of COVID

By Paul Carroll

I'm as ready as anybody to put COVID in the rearview mirror, but the latest assessment from a public health specialist I admire is truly depressing.

Will Insurtech Disrupt Homeowner Market?

One insurtech has tried, but Hippo has burned through $628 million in cash and is spending more than $1.50 for every dollar of premium it is generating. 

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Relevance Requires a Focus on Sustainability

With two-thirds of consumers reporting they base buying decisions on brand values, an increased focus on sustainability presents a huge opportunity for insurers. 

2

What Are Insurers’ Top Talent Objectives?

While talent challenges are nothing new to insurers, new research shows they are prioritizing talent strategies more than ever in the post-pandemic era.

3

Bridging Cultures: 5 Steps for D&I Success

A key to diversity and inclusion is having strong support from senior leadership. Another is naming a single leader to be responsible for the success of all your efforts.

4

API Gateways Secure the Enterprise

If we think of the insurance company as a home, it has similar types of vulnerabilities -- but smart use of APIs can cover them. 

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Insurers' Path to Net Zero

Here is what insurers should be aiming to achieve ahead of the UN climate summit in November to support both their own and broader net zero emissions pledges.

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ITL Recommends

A Seven Year Itch – Changes in Insurers’ Strategic Priorities Defined by Three Digital Eras Over Seven Years

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ITL Partner: Majesco

Technology Is the Solution -- and the Problem

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The Future of Work

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Winning the War for Talent

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The New Competitive Landscape

The New Age of Insurance

By

data analytics

Redefining Facultative Underwriting

By

Dave Rengachary

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Surging Need for Disability Insurance

By

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