Was the Fed Rate Cut a Mistake? By Insurance Thought Leadership The Insurance Information Institute Michel Léonard, chief economist for the Triple-I, says the Fed's statement downplaying the possibility of future rate cuts will keep key interest rates high.
US Auto Insurance Faces Affordability Crisis By Abhishek Peter Rising claims severity and affordability pressures create a perfect storm forcing auto insurers to rethink traditional models by 2026.
Challenges, Opportunities for Insurers in 2026 By Abhishek Peter Insurers navigating climate risks and digital transformation in 2026 must embrace challenges as catalysts for innovation.
Federal Disaster Insurance Needs to Expand By William Koppelmann As private insurers flee high-risk markets, federal disaster insurance expansion should fill catastrophic coverage gaps.
Tariffs Reshape M&A Deal Risk Insurance By George Pita Rapid tariff changes create M&A challenges, and buyers and RWI underwriters must develop new mitigation strategies.
OSHA Changes Reshape Construction Risk Management By Slawomir Platta Recent OSHA updates create conflicting compliance demands as personal protective equipment rules tighten while other protections face rollbacks.
The Infrastructure Time Bomb By Srivathsan Karanai Margan Legacy infrastructure systems face critical tolerance thresholds as climate change and urbanization exceed original design parameters.
Turning AI Governance Into Growth in Insurance By Anthony Woodward Unstructured data sprawl threatens insurance carriers, yet strong governance enables transformative adoption of AI.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.