Regulation & Public Policy

Bipartisan legislation would use federal mitigation funds to support parametric flood insurance, accelerating disaster recovery in underinsured communities.

African insurance programs fail not from regulatory complexity but from uncoordinated regimes governing the same risk simultaneously.

Legal system abuse costs American families nearly $6,000 annually through rising nuclear verdicts and third-party litigation funding.

But Conning's latest State of the States report finds greater divergence as post-pandemic momentum fades and structural regional differences deepen.

Five forces mean P&C insurers must transform data governance from documentation discipline into contemporaneous audit evidence.

Autonomous AI systems compress time, amplify reach, and create unfamiliar loss pathways that traditional insurance coverages cannot address.

Rapid AI adoption in insurance is outpacing governance frameworks needed to ensure regulatory compliance and maintain customer trust.

Email signature governance remains a blind spot for most carriers, creating unmanaged exposures under state, privacy, and advertising rules.