Obamacare Subsidy Cliff Looms By Bobb Joseph Millions face 75% ACA premium increases when enhanced subsidies expire, yet only 7% are aware of the looming crisis.
Catastrophe Risks Strain Municipal Credit Quality By Aanya Mehta Karel Citroen Alan Dobbins Rising natural disaster losses are pressuring homeowners--and municipal credit quality.
Why ‘Settle at All Costs’ Is a Bad Idea By Harish Kapur Fear of nuclear verdicts stops some carriers from pursuing winnable cases. Here’s how to strike the right balance.
What If FEMA Is Eliminated? By Divya Sangameshwar Home insurers must adapt as Trump administration plans reshape FEMA's role in disaster coverage.
AI Everywhere, But Nowhere in Your Captive? By Randy Sadler As AI liability lawsuits multiply and regulations evolve, captives offer businesses flexible coverage for emerging risks.
How Insurtechs Must Build Ethical AI By Sam Peters Insurtechs embracing AI gain competitive advantages but face mounting ethical, security and compliance challenges.
When Foreign Policy Becomes Economic Policy By Insurance Thought Leadership The Insurance Information Institute Triple-I Chief Economist Michel Léonard says the confusion in the U.S. economy stems from an unlikely source: a radical shift in foreign policy.
New Metrics Reshape State Credit Rankings By Karel Citroen New climate risk and cost-of-living metrics transform state credit quality rankings as federal support recedes.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.