Harish Kapur

Harish Kapur is the president and CEO of Across America Insurance Services, a specialized wholesale insurance brokerage serving the commercial trucking and transportation industry, including E&S service offerings.

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Three Steps to Assess Fleet Insurability Today

3 Steps to Assess a Fleet's Insurability

Harish Kapur

Insurers must evaluate fleets' claims processes, data usage and operational discipline to write profitable commercial auto policies amid soaring liability costs.

All Articles

Why ‘Settle at All Costs’ Is a Bad Idea

Harish Kapur

Fear of nuclear verdicts stops some carriers from pursuing winnable cases. Here’s how to strike the right balance.

Six Things

Could You Handle Weeks Without Electricity?

By Paul Carroll

A new study raises the prospect that a Carrington Event — a series of gigantic solar flare that would devastate the electric grid — could be even worse that previously feared.

12 AI Deployment Myths Debunked

Organizations rushing to deploy AI face a widening gap between pilot success and production value, driven by persistent misconceptions about capability versus application.

Mining the Rich Data in P&C Claims Testimony

Property and casualty insurers that analyze testimony at scale will price risk more accurately than competitors relying on instinct alone.

A Breakthrough for AI Agents on Claims

Agentic AI solutions are achieving 98% accuracy in claims evaluation while reducing processing timeframes from hours to minutes.

MGAs Don't Have an AI Problem

MGAs have grown to $114 billion in premium but lack time and capital to build AI infrastructure themselves.

Pet Insurance Hindered by Outdated Technology

Many pet insurers find their platforms can't scale beyond direct-to-consumer, turning promising B2B2C partnerships into costly technology projects.

5 Lessons Learned From NYC Flooding

The flash floods that brought New York City to a standstill were another stark reminder that it is no longer enough to simply predict extreme weather. 

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