The Hidden Problem With Commercial Trucking Claims By Adam Zuccato Routing commercial trucking claims through general adjusting operations costs carriers millions in preventable loss ratio leakage that specialty programs consistently avoid.
What Happens to Auto Insurance When There Are No Drivers? By Dan Bratshpis Tesla's driverless Cybercab signals an industry shift that commercial auto insurers have not seriously prepared to address.
Uninsured Driver Problem Isn't What You Think By Seth Henderson Non-standard auto insurers' fee structures may be producing the very uninsured population they're designed to avoid.
Mobility Data Transforms Auto Insurance Territorial Pricing By Henry Kowal As driving patterns outpace traditional claims data, mobility data enables auto insurers to price territorial risk more accurately.
Long-Term Impact of Today's Oil Crisis By Stephen Applebaum Alan Demers Even once the war in Iran ends, vehicle demand will shift toward EVs while auto insurance costs will rise sharply.
Telematics Drives Shift in Commercial Insurance By Shammi Thakur Commercial insurance is evolving from reactive risk transfer to continuous prevention through real-time telematics and behavioral data.
Telematics and Trust: The UBI Revolution By Henry Kowal Matteo Carbone Adoption of auto telematics has increased 28% a year in the U.S. since 2018. Usage-based insurance is no longer a niche. It is a mainstream strategy.
Auto Dealerships Face Growing, Complex Risks By Rajni Kapur Auto dealerships confront escalating risks from cyberattacks to theft rings, demanding comprehensive coverage and mitigation strategies.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.