Insurance Ecosystems: Navigating an Unfamiliar World By Alan Demers Stephen Applebaum Traditional auto insurance models crumble as ecosystem partners must collaborate to navigate a rapidly changing market.
2025 Mid-Year Check-In on Insurance By David Seider Strong loss ratios are driving auto insurers toward market share growth despite brewing economic uncertainty.
It's Time for Bold Collaboration on AI Fraud By Pete Miller Rapid changes in auto insurance fraud demand collaboration among stakeholders across the risk management and insurance ecosystem.
The Telematics Edge in Commercial Auto By Arissa Dimond Despite declining profitability, 75% of insurers overlook fleets' readiness to share valuable telematics data.
What Gen Z Wants From Auto Insurers By Julio Pernía Aznar Auto insurers must transform digital experiences to win over transparency-seeking Gen Z drivers entering the market.
Driving Down Risk Through Predictive Telematics By Erin Gilchrist Telematics transforms insurers from claims payers to prevention partners, revolutionizing management of distracted driving.
Lemonade, Hippo and Root Are Back, but.... By Matteo Carbone The three prominent insurtechs recently released results that are encouraging, but all still face significant hurdles.
Can Adequate Premiums and Trust Coexist? By Alan Demers Stephen Applebaum The insurance industry has a pivotal opportunity to redefine itself. By prioritizing transparency, insurers can address premium leakage while restoring trust.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.