Enabling Faster Car Crash Response By Matt Clarenson With usage-based insurance, carriers can detect accidents instantly and dispatch assistance, but many aren't taking full advantage of their programs.
Image Let's Have a Word About Elon Musk His continual overpromising about Teslas' autonomous capabilities and his wildly optimistic plans for colonizing Mars offer lessons on mental traps to avoid.
Auto Insurance: Perennially Predictably Profitable By Marty Ellingsworth Personal auto carriers should report eye-popping Q2 results, but they still miss a key point that could greatly improve pricing accuracy.
It’s Time to Revitalize Auto Insurance By Henry Kowal Matteo Carbone Telematics is the key, but four obstacles have to be overcome for it to achieve its full potential.
Image Have We Turned the Corner on Distracted Driving? We seem to finally be waking up to the dangers, and we're getting an assist from an emerging technology.
How AI Could Set Premiums in Real Time By Simon Pickersgill Integrating AI into insurance technology would allow for continuous risk assessment and, thus, adjustment of premiums.
Are High Insurance Premiums Holding EVs Back? By Divya Sangameshwar Electric vehicles cost about 20% more to insure than internal combustion engine vehicles do--but the hurdle can be overcome.
Image Ignore Musk's Promise of Tesla Robotaxis While autonomous cars have made real progress lately, there's no reason to pay any attention to Musk's tease for a robotaxi announcement in August.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.