Resilience & Sustainability

The energy transition is underway, and the insurance industry is at a crossroads.

Growing flood risks challenge U.S. cities with low insurance adoption; the U.K.'s technology-driven approach to resilience offers a solution.

Rising natural disaster losses are pressuring homeowners--and municipal credit quality.

Home insurers must adapt as Trump administration plans reshape FEMA's role in disaster coverage.

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

As natural catastrophes intensify, Marsh's Francis Bouchard says the focus should shift away from how to price risk and toward "insurability." 

Traditional capital modeling fails to capture fast-changing, connected risks. Innovation needs to drive toward dynamic, scenario-based approaches.

Large language models are transforming insurance risk management from reactive assessment to proactive, real-time catastrophe mitigation.