Too Hot to Insure By Scott St. George Rising catastrophe risks are creating an insurance affordability crisis that lessens homeowners' financial resilience against disasters.
Catastrophe Modeling and the LLM Revolution By Jaimin Das As natural perils intensify, LLMs enable catastrophe models to harness unstructured data for dynamic risk assessment.
Role of ILS In Traditional Risk Transfer By Amir Kabir The insurance-linked securities market reaches the $50 billion milestone as investors seek uncorrelated returns amid increasing catastrophic risks.
How AI Helps With Climate Uncertainty By Bhaskar Kalita AI transforms climate risk assessment, enabling insurers to provide coverage in previously uninsurable regions through advanced modeling technology.
Understanding California Wildfire Risk By Shanna McIntyre California's evolving wildfire risks mean insurers must abandon traditional, generalist models and adopt specialized underwriting approaches.
IoT Sensors Transform Winter Insurance Protection By Matteo Carbone Robin Luo IoT sensor technology emerges as critical defense against extreme weather events, presenting a huge opportunity for insurers.
Parametric Insurance Key to Climate Disaster Recovery By Nakita Devlin As climate disasters intensify, insurers must blend parametric and traditional coverage to deliver faster policyholder relief.
International Casualty Outlook for LATAM 2025 By Robert Hannaford Olivia Hogan Latin America's booming life science sector faces new global risks, and environmental standards are evolving.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.