Changing the Nature of 'Natural' By Edward Haas Liability for floods, wildfires, earthquakes and other "natural" disasters may start to be assigned to corporations -- and their insurers.
20 Issues to Watch in 2024 By Kimberly George Mark Walls Electoral politics, especially at the state level; the economic outlook; geopolitical risks; and evolving employee benefits top the list.
Blind Spots in Catastrophe Modeling By Cameron Rye When adjusting catastrophe models for current and future climates, consider whether unquantified risks could be lurking in the tail.
Building Resilience for Future Generations By Jason Janofsky Updated building codes have saved the U.S. over $1.5 billion in avoided losses annually since 2000. Insurers must promote such practices.
Review of 2023 Atlantic Hurricane Season By Mabé Villar Vega Idalia's storm surge and floods underscore the need to accurately model and incorporate secondary perils into catastrophe models.
Parametric Insurance Can Tackle Climate Risks By Siddhartha Jha The swift payouts based on objective data make it a versatile and responsive tool for managing climate risks preemptively.
Threats From Hurricanes Expand By Heikki Vesanto Major storms are moving northward, staying strong longer and expanding into areas previously considered less at risk.
Image Glimmers of Good News on Climate (Finally) Stunning declines in the cost of solar and wind power are rapidly adding renewables to the world's energy mix.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.