Resilience & Sustainability

Rising natural disaster losses are pressuring homeowners--and municipal credit quality.

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

As natural catastrophes intensify, Marsh's Francis Bouchard says the focus should shift away from how to price risk and toward "insurability." 

Traditional capital modeling fails to capture fast-changing, connected risks. Innovation needs to drive toward dynamic, scenario-based approaches.

Large language models are transforming insurance risk management from reactive assessment to proactive, real-time catastrophe mitigation.

Climate change intensifies geopolitical risk. How can organizations protect themselves against extreme, rapid and unpredictable changes?

83% of insurers view predictive analytics as "very critical" for the future of underwriting, but just 27% say they have the necessary capabilities. 

California wildfire survivors battle insurers over systematic underinsurance while navigating complex recovery efforts.