2025 Reflections & 2026 Outlook for Insurance By Sara Perez Insurers are entering 2026 with one clear mandate: Strengthen the core to unlock scalable, AI-enabled growth.
Insurers Turn to Hyperlocal Weather Data By Matthew Porcelli Matt McCrary Climate-driven catastrophes are forcing insurers to adopt hyperlocal weather intelligence and shift from reactive to proactive strategies.
Climate Change Isn't Just About Risks By Alan Zimmermann Insurers can transform climate challenges into underwriting and investment opportunities through resilience-building products and services.
Federal Disaster Insurance Needs to Expand By William Koppelmann As private insurers flee high-risk markets, federal disaster insurance expansion should fill catastrophic coverage gaps.
Storm Exposes Flood Insurance Coverage Gaps By Neil Gunn America's flood insurance crisis deepens as climate-fueled disasters expose low penetration rates in vulnerable communities.
Image The Race to Renewables: Decoding the Competitive Dynamics Reshaping Energy Insurance The energy transition is underway, and the insurance industry is at a crossroads.
Flood Risk Solutions From Across the Pond By Jonathan Jackson Growing flood risks challenge U.S. cities with low insurance adoption; the U.K.'s technology-driven approach to resilience offers a solution.
Catastrophe Risks Strain Municipal Credit Quality By Aanya Mehta Karel Citroen Alan Dobbins Rising natural disaster losses are pressuring homeowners--and municipal credit quality.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.