Life & Health

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

Developments in gene therapy and drugs hold remarkable promise, but how do insurers set premiums when there's no historical data for them?

New mortality data reveals underserved insurance markets present unique risks beyond traditional underwriting solutions.

A strategic opportunity: Insurance companies are leveraging telemedicine and remote monitoring to transform care delivery while reducing costs.

Can an AI imitate—and eventually outperform—a top licensed life insurance producer?

ERISA lawsuits surge 183% in 2024, forcing plan sponsors to reevaluate fiduciary risk management strategies.

As a look at Medicare Set-Asides shows, AI can create huge efficiencies but also brings new risks.

Health plans need to incorporate these nine elements to effectively manage the rapid growth of genetic testing benefits.