Life & Health

Life insurers can replace generic quotes with AI-powered personalized proposals that address individual customer circumstances and needs.

Millions face 75% ACA premium increases when enhanced subsidies expire, yet only 7% are aware of the looming crisis.

Despite industry innovation focus, the biggest growth opportunity lies in improving long-term care conversations.

Rising stop-loss costs and the transparency advantages of self-funded arrangements are creating a fundamental shift in how smart employers approach healthcare benefits.

Opaque physician performance evaluations by AI fuel payer-provider mistrust; evidence-based transparent analytics could rebuild relationships.

Healthcare insurers deploy AI to shift from reactive claims oversight to proactive risk detection.

Life insurers lag behind P&C carriers in claims digitization, creating an unsustainable innovation gap in today's digital landscape.

Life insurance's AI-driven transformation demands more women leaders to ensure ethical implementation and collaborative, customer-focused innovation.