Underinsured in Canada By Scott Ife Paul Mlodzik Abena Ntakrah A growing life insurance coverage gap leaves 8.4 million Canadians underprotected, requiring industry-wide solutions.
When Stop-Loss Isn’t Enough By Bruce Roffé Stop-loss adoption surged to 74%, but brokers must pair coverage with claims management to control escalating costs.
PE Assets Elevate 401(k) Fiduciary Risks By Richard Clarke Access to private equity assets in retirement plans are amplifying fiduciary liability risks, demanding robust protection for plan sponsors.
How to Use Wellness Initiatives By Patti Goldfarb In today’s uncertain economy, as employers seek to reduce costs, it may be the right time to revisit wellness programs.
Infusion Therapy: Essential Care, Unnecessary Delays By Daniel Miller Administrative delays for prior authorization undermine infusion therapy's proven benefits for managing chronic diseases.
ADA and Premises Liability: Dual Exposure By Hank Mowry Overlapping ADA and premises liability risks create coverage gaps that brokers must address with clients.
An Untapped Life Insurance Market By Denise McCauley The sandwich generation's dual caregiving burden creates substantial insurance opportunities while exposing critical coverage gaps nationwide.
Living Benefits Must Redefine Life Insurance By Luca Russignan Life insurers face declining relevance among under-40 consumers, who demand living benefits over traditional death coverage.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.