Bruce Roffé

Bruce D. Roffé, P.D., M.S., H.I.A., is the president and CEO of H.H.C Group, a healthcare consulting firm he founded in 1995. He has over 40 years of experience in healthcare cost management and pharmacy,

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Close-Up Shot of a Person Using Calculator

When Stop-Loss Isn’t Enough

Bruce Roffé

Stop-loss adoption surged to 74%, but brokers must pair coverage with claims management to control escalating costs.

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Healthcare Cost Management Strategies

Bruce Roffé

As healthcare costs soar, three key strategies help employers and insurers reduce spending while maintaining quality care.

Six Things

What Insurance Can (and Should) Be

By Paul Carroll

Beginning as an agency offering insurance for classic wooden boats, Hagerty has become a behemoth that offers lessons for other agencies and carriers.

The Infrastructure Time Bomb

Legacy infrastructure systems face critical tolerance thresholds as climate change and urbanization exceed original design parameters.

How to Build an Insurance Innovation Culture

Insurance companies must shift from innovation rhetoric to structural accountability, engaging all employees rather than isolated innovation teams.

A New Path for Insurance Transformation

AI can transform trust from an abstract idea into measurable, actionable frameworks—reshaping customer relationships and redefining the future of insurance.