Catastrophe Risks Strain Municipal Credit Quality By Aanya Mehta Karel Citroen Alan Dobbins Rising natural disaster losses are pressuring homeowners--and municipal credit quality.
AI Everywhere, But Nowhere in Your Captive? By Randy Sadler As AI liability lawsuits multiply and regulations evolve, captives offer businesses flexible coverage for emerging risks.
How Insurtechs Must Build Ethical AI By Sam Peters Insurtechs embracing AI gain competitive advantages but face mounting ethical, security and compliance challenges.
When Foreign Policy Becomes Economic Policy By Insurance Thought Leadership The Insurance Information Institute Triple-I Chief Economist Michel Léonard says the confusion in the U.S. economy stems from an unlikely source: a radical shift in foreign policy.
New Metrics Reshape State Credit Rankings By Karel Citroen New climate risk and cost-of-living metrics transform state credit quality rankings as federal support recedes.
How Many More Children Have to Die? By Daniel Miller Preventable childhood deaths are surging as vaccination rates plummet amid persistent health misinformation.
Managing Investment Risk Through Political Change? By Daniel Finn Despite market volatility and regulatory changes, insurers remain optimistic and plan to increase portfolio risk in 2025.
International Casualty Outlook for LATAM 2025 By Robert Hannaford Olivia Hogan Latin America's booming life science sector faces new global risks, and environmental standards are evolving.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.