Regulation & Public Policy

As insurers race to deploy AI, the real competitive edge lies in building non-AI governance systems that ensure accountability and regulatory defensibility.

Insurers must move beyond explaining AI outputs to documenting the full workflow, controls and human decisions behind each action.

Bipartisan legislation would use federal mitigation funds to support parametric flood insurance, accelerating disaster recovery in underinsured communities.

Recent changes in the EU and California may delay climate risk disclosure requirements, but the need for organizations to understand the risks remains unchanged.

African insurance programs fail not from regulatory complexity but from uncoordinated regimes governing the same risk simultaneously.

Legal system abuse costs American families nearly $6,000 annually through rising nuclear verdicts and third-party litigation funding.

But Conning's latest State of the States report finds greater divergence as post-pandemic momentum fades and structural regional differences deepen.

Five forces mean P&C insurers must transform data governance from documentation discipline into contemporaneous audit evidence.