Manjunath Krishna

Manjunath Krishna is a property and casualty underwriting consultant at Accenture.

He has nearly a decade of experience supporting global underwriters and carriers. He holds CPCU, AU, AINS, and AIS designations.

Most Recent

The Wasted Insurance Opportunity in AI Subscriptions

Manjunath Krishna

Fifty million AI subscribers are generating new exposures daily, yet insurers are writing exclusions instead of embedding coverage.

All Articles

'Inevitablism' in Insurance

Manjunath Krishna

Technology slowly replaces insurance professionals' systemic value rather than eliminating their jobs outright.

Will Automation End the Binder?

Manjunath Krishna

As real-time policy issuance becomes possible, the traditional insurance binder may quietly fade into obsolescence.

Six Things

Is the 53-Year Oil Crisis Over?

By Paul Carroll

Even as negotiations on Iran remain muddled, the war shows the world has become resilient to oil shocks. The implications could be profound.

The AI Measurement Gap Nobody Talks About

The most dangerous AI failures occur when institutions trust systems completely while they quietly produce wrong outcomes.

Insurance's FNOL Blind Spot Costs Billions

First Notice of Loss has evolved into insurance's most fraught moment for fraud, yet carriers treat it merely as administrative intake.

The Key Question Insurance RFPs Miss

Carriers focus requests for proposals (RFPs) on technical capabilities but fail to understand whether a technology vendor will be a good partner.

Insurers Use AI to Combat Rising Fraud

Insurers are deploying AI to combat increasingly sophisticated fraud schemes, but detection still hinges on fundamental prevention and deterrence strategies.

How Agents Can Maximize Their Tech Stack

Independent agencies' biggest challenge isn't choosing or installing technology—it's getting the most from tools they already have.

Quantum Computing for Insurance Still Years Away

Quantum computing holds promise for complex financial modeling, but current technology is limited by noise and qubit count.

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