Manjunath Krishna

Manjunath Krishna is a property and casualty underwriting consultant at Accenture.

He has nearly a decade of experience supporting global underwriters and carriers. He holds CPCU, AU, AINS, and AIS designations.

Most Recent

5 large pillars

It's Back to First Principles for Insurance

By

Manjunath Krishna

Insurance is scaling into cyber, climate and AI risks faster than the first principles of insurability can adapt.

All Articles

Shield with Arrows stuck in it

The Wasted Insurance Opportunity in AI Subscriptions

By

Manjunath Krishna

Fifty million AI subscribers are generating new exposures daily, yet insurers are writing exclusions instead of embedding coverage.

An artist's illustration of AI

'Inevitablism' in Insurance

By

Manjunath Krishna

Technology slowly replaces insurance professionals' systemic value rather than eliminating their jobs outright.

An artist's illustration of AI

Will Automation End the Binder?

By

Manjunath Krishna

As real-time policy issuance becomes possible, the traditional insurance binder may quietly fade into obsolescence.

Six Things

Electricity

Could You Handle Weeks Without Electricity?

By Paul Carroll

A new study raises the prospect that a Carrington Event — a series of gigantic solar flare that would devastate the electric grid — could be even worse that previously feared.

12 AI Deployment Myths Debunked

Organizations rushing to deploy AI face a widening gap between pilot success and production value, driven by persistent misconceptions about capability versus application.

1

Mining the Rich Data in P&C Claims Testimony

Property and casualty insurers that analyze testimony at scale will price risk more accurately than competitors relying on instinct alone.

2

A Breakthrough for AI Agents on Claims

Agentic AI solutions are achieving 98% accuracy in claims evaluation while reducing processing timeframes from hours to minutes.

3

MGAs Don't Have an AI Problem

MGAs have grown to $114 billion in premium but lack time and capital to build AI infrastructure themselves.

4

Pet Insurance Hindered by Outdated Technology

Many pet insurers find their platforms can't scale beyond direct-to-consumer, turning promising B2B2C partnerships into costly technology projects.

5

5 Lessons Learned From NYC Flooding

The flash floods that brought New York City to a standstill were another stark reminder that it is no longer enough to simply predict extreme weather. 

6

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