Personal Lines

Quantifying climate risks is increasingly important for insurers, but they need better metrics and methods if they're to get ahead of the problem. 

The future of the insurance industry depends on how it responds to climate change.

In P&C insurance, the conversation is shifting from a pure buy-or-build dilemma to a more nuanced question: how much to build and what to buy?

It is crucial to work with policyholders to help them understand their unique risk exposures to storms and to help them navigate that risk. 

The crisis calls for collaboration on some combination of state-run plans, offerings from surplus lines insurers, litigation reform and risk mitigation.

As Hurricane Beryl sets records for early-season hurricanes, all the foreboding about a catastrophic summer seems to be coming to pass. 

Personal auto carriers should report eye-popping Q2 results, but they still miss a key point that could greatly improve pricing accuracy. 

Litigation risk looms large over the insurance industry, driven by digital transformation, more complex insurance products and heightened regulatory scrutiny.