Personal Lines

As California wildfires surge, insurers battle an $8 billion claims wave while fighting sophisticated fraud schemes.

Early forecasts are for a less active hurricane season than 2024's devastating one — though severe convective storms show no signs of letting up.

Specialty insurers must evolve beyond transactions to deliver personalized, digital-first coverage that meets modern consumer demands.

Insurers' current approach to assessing the risk from severe convective storms is fundamentally flawed. AI allows for key, property-specific insights.

As climate perils intensify, insurers must innovate or risk market exodus amid mounting catastrophic losses.

The last three years are arguably the most challenging the P&C insurance model has faced, and a worrisome series of gaps has taken shape. 

U.S. insurers remain optimistic for 2025 despite political concerns, showing increased appetite for private assets and risk-taking.

For too long, progress in the insurance claims process has been slow and incremental. The time is now ripe for reinvention.