Personal Lines

Coastal home and business owners need adequate protection now as much as ever, especially as climate change leads to more severe and frequent storms. 

Property-casualty insurers should stress test their operations and consider ways to counter potential inflation impacts on both sides of their balance sheets.

The pandemic heightened the country’s collective understanding that experiencing a disabling event is not a long shot by any means.

There is no going back. Insurers must optimize operations for remote teams and supporting partners serving an increasingly diversified, and shifting, client base.

One insurtech has tried, but Hippo has burned through $628 million in cash and is spending more than $1.50 for every dollar of premium it is generating. 

Insurers have massive databases from simulation models and satellites when it comes to weather and climate. The problem is figuring out how to use them to their full potential.

The past several years have demonstrated that the insurance industry really needs to understand the social inflation landscape so we can begin to address it.

Technology and weather science have evolved to help warn of approaching events, giving advanced notice to people to alter course and relocate to safety.