Blind Spots in Catastrophe Modeling By Cameron Rye When adjusting catastrophe models for current and future climates, consider whether unquantified risks could be lurking in the tail.
Building Resilience for Future Generations By Jason Janofsky Updated building codes have saved the U.S. over $1.5 billion in avoided losses annually since 2000. Insurers must promote such practices.
Review of 2023 Atlantic Hurricane Season By Mabé Villar Vega Idalia's storm surge and floods underscore the need to accurately model and incorporate secondary perils into catastrophe models.
Parametric Insurance Can Tackle Climate Risks By Siddhartha Jha The swift payouts based on objective data make it a versatile and responsive tool for managing climate risks preemptively.
How to Enhance Workers' Comp Outcomes By Gia Sawko AI can help in a big way but is not the sole solution. The key lies in integrating people-focused strategies with AI advancements.
The Next Wave of Insurtechs By Amir Kabir The first wave taught the valuable lesson that innovation builds on traditional fundamentals rather than replacing them outright.
Risk Management Strategies for Agribusinesses By Don Preusser Though historically neglected, agribusinesses now have innovative technologies, granular data and specialized risk management tools.
Better Data Is Available for Oil & Gas Underwriting By Nick Fekula Monitoring operators' greenhouse gas emissions, which is now broadly possible, sheds considerable light on the extent of a risk.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.