What If FEMA Is Eliminated? By Divya Sangameshwar Home insurers must adapt as Trump administration plans reshape FEMA's role in disaster coverage.
6 Pillars of Specialty Underwriting By Ari Chester Specialty underwriting demands precision over scale as market dislocation and complex risks reshape insurance landscapes.
Insurance at a Crossroads By Jeff Heine Insurance companies confront mounting litigation, shrinking capacity and regulatory pressures demanding faster, smarter decision-making.
Business Interruption Is Underinsured By Dave Oswald Underinsurance remains stubbornly prevalent despite decade-long awareness, leaving policyholders exposed to significant financial losses.
Climate Crisis, Social Inflation Reshape P&C By Abhishek Peter As natural disasters intensify and litigation costs soar, insurers must embrace technology, regulatory changes, and customer-centric approaches.
AI Everywhere, But Nowhere in Your Captive? By Randy Sadler As AI liability lawsuits multiply and regulations evolve, captives offer businesses flexible coverage for emerging risks.
Warehouse Tech Transforms Risk Models By Ellie Gabel Connected warehouse technology forces insurers to abandon static risk models for dynamic, data-driven assessments.
The State of Claims Fraud Detection By Tom Rasmussen While carriers rely on conventional detection methods, fraudsters increasingly leverage AI to orchestrate sophisticated, undetectable insurance schemes.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.