Khristal Karen

Khristal Karen is a content writer for Avalon Risk Management.

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Printed charts on table with magnifying glass

Risk Management Strategies for Commercial Properties

Execution-first risk management transforms commercial property protection from reactive compliance into proactive capital preservation strategies.

Six Things

Hand dropping a ballot into a ballot box

What U.S. Elections Mean for Insurers

By Paul Carroll

While the post-mortems continue following the rout by Democrats in last week's elections, one clear theme has emerged, and insurers should lean into it.

Will Automation End the Binder?

As real-time policy issuance becomes possible, the traditional insurance binder may quietly fade into obsolescence.

Why Vertical AI Is Key for Agencies

Facing talent shortages and digital disruption, independent agencies must embrace AI to unlock 'hero work.'

Thinking About AI Agents? Get Your Tools Right First

MIT research reveals 95% of AI pilots fail to deliver value as enterprises skip crucial tool-building for flashier autonomous agents.

Underinsurance: The Silent RIsk

Subcontractor underinsurance creates hidden liability gaps, but AI-powered compliance platforms can detect and resolve them before claims surface.

Reimagining Life Insurance With Hyper Personalization

Life insurers are shifting from hyper automation to hyper personalization, creating flexible journeys that adapt to individual customer needs.

Ending the Domino Effect of Claim Delays

Poor documentation triggers domino-effect delays in claims processing, but property capture technology offers insurers an innovative solution.

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