Commercial Lines

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The Reasonable Accommodation Process Done Right

By

While an employer is not required to create a position for an injured worker who seeks accommodation, an employer must do an investigation of all available positions which the employee is qualified for and could fill.|

Editor's Picks

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The Promise of Continuous Underwriting

By

Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.

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Convergence and the Insurance Ecosystem

By

Stephen Applebaum

Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.

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Lemonade's 'Synthetic Agent' Nonsense

By

Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.

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Auto Insurance in an Existential Crisis

By

Stephen Applebaum

The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.

Six Things

flooding

The Daunting Warning From the Texas Flood

By Paul Carroll

The tragedy doesn't just underscore the effects of federal spending cuts and climate change; it also demonstrates a deeper problem with human behavior.

The New Rules of Underwriting

Many insurers lack a complete view of risk due to outdated, siloed systems that force underwriters to manually formulate risk analysis.

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How to Embrace Underwriting 2.0

Insurance industry shifts to Underwriting 2.0 as data analytics reshape traditional risk assessment practices.

2

AI Tools That Detect Healthcare Provider Fraud

Evolving provider fraud schemes require multimodal AI tools to protect health payers' dwindling reserves.

3

Strategic Guide to Managing Property Risk

Data-driven strategies become essential for property insurability amid increasing catastrophic weather events.

4

Modernizing the Insurance Premium Payment Experience

Modernizing insurance payment processes transforms a routine touchpoint into a strategic competitive advantage.

5

A Paradigm Shift for Water Leak Sensors

Bolt says it has shown that carriers can give water leak sensors to homeowners... and boost profits. That's a major change in IoT economics. 

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When Foreign Policy Becomes Economic Policy

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Insurance Thought Leadership

The Insurance Information Institute

Michel Leonard ITL quarterly interview

How to Spot Emerging Risks (Really Early)

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Insurance Thought Leadership

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Precision Risk Era Rewards the Prepared

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The New Blueprint for Insurance Modernization

By

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Transforming Insurers' Talent Strategies

By

Stella Loannidou

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Helping Policyholders Manage Risk

By

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AI Tools That Detect Healthcare Provider Fraud

By

An artist’s illustration of artificial intelligence

Modernizing the Insurance Premium Payment Experience

By

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