Why I’m Betting Against Lemonade By Jay Feinman Apps, bots and a giveback to charity just aren’t enough to "transform the very business model of insurance."
Lemonade Reports: 'Our First 100 Days' By John Peters "Importantly, we’re bringing in a new breed of customers. The majority of customers insured with Lemonade are actually new to insurance."
Distracted Driving: a Job for Insurtech? By Nigel Walsh Why not have your steering wheel do a quick test on your hands and, should alcohol be detected, apply Uber-style surge pricing?
Motor Insurance: Get Back to Value! By Nigel Walsh Digitally enabled motor insurance products could provide a great opportunity to increase contact points with customers.
Lemonade: From Local to Everywhere By Shai Wininger As Lemonade gets ready to roll out across the U.S., it offers four tips for other startups on the "local vs. global" debate.
Insurtech Takes Aim at Personal Lines By Karen Pauli Traditional distributors must be able to execute as efficiently as the newly minted distributors emanating from the insurtech world.
What Implications From Car Sharing? By Robin Roberson Car insurance companies haven’t quite fallen in love with this new world of car sharing, as it poses some interesting challenges.
Is a Reciprocal Insurer Right for You? By Andre Breedt Many do not appreciate how the structure of an insurer can be an important consideration in a purchasing decision.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.