Personal Lines

Newly available data will be ingested into weather models to improve forecasting for carriers, reinsurance companies and even insurance linked securities. 

While many factors contribute to social inflation, analysis suggests that an increase in non-fatal auto accidents may be one of the most influential.

There is no simple cure to the ills of social inflation, but a sustained and consistent effort by insurers can start to address some of the symptoms.

Coastal home and business owners need adequate protection now as much as ever, especially as climate change leads to more severe and frequent storms. 

Property-casualty insurers should stress test their operations and consider ways to counter potential inflation impacts on both sides of their balance sheets.

The pandemic heightened the country’s collective understanding that experiencing a disabling event is not a long shot by any means.

There is no going back. Insurers must optimize operations for remote teams and supporting partners serving an increasingly diversified, and shifting, client base.

One insurtech has tried, but Hippo has burned through $628 million in cash and is spending more than $1.50 for every dollar of premium it is generating.