More Options for Cannabis Insurance? By Jonathan Isaacson Andrew Lipkowitz Two bills in Congress may resolve issues restricting insurance of marijuana-related businesses, or MRBs.
How Non-Standard Became the Standard By Mark Eastham Climate and changes in housing stock are driving a move to non-standard insurance, enabled by two major technology trends.
Homeowners Quoting: Is Process Improving? By Karen Pauli It is a challenge to create the five-question, two-minute online experience that many are striving for in other lines. Customers feel no sympathy.
Where the Profits Are in Commercial Auto By David Disiere With more vehicles on the road and less experienced drivers operating them, insurers are struggling in commercial auto lines.
The Future of Home Maintenance By Andrew Wynn The future of home maintenance will be provided by trusted parties, like insurers and lenders, with a vested interest in the home.
Getting the Full Picture on Driving Records By Kathleen Denier 57% of major offenses, such as DUIs, are unobservable by insurers due to dismissals or downgrades. 27% of traffic tickets are dismissed.
Foundational Tech for Personal Lines By Mark Breading Excitement tends to center on transformational technologies, yet today's No. 1 task is a foundation for efficiency, effectiveness and flexibility.
5 FAQs on Private Flood Insurance By John Dickson The emerging private flood insurance market–an alternative to the NFIP–is increasingly attractive to homeowners.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.