P&C Insurance's AI Problem Isn't What You Think By Luca Russignan Insurers direct 72% of AI spending to technology and just 28% to change management, creating a critical architecture mismatch.
Insurance AI Requires Specialized Guardrails By Rakesh More Generic AI safety tools can't address insurance's unique risks; specialized guardrails are essential for responsible deployment.
Gen X Insurance Customers Embrace AI Assistants By Francisco Lopes Insurance agencies underestimate Gen X customers, who demonstrate higher comfort with AI assistants than any other age group does.
AI Needs an 'I Don't Know' Feature By Sam Gobrail Insurance AI scales when it defers to human expertise and flags uncertainty, not when it claims to automate everything.
Insurers' Readiness Gap on AI By Anil Venugopal The problem is not that insurance organizations' data is bad. The problem is that it was shaped for humans, not AI.
Insurers, Plaintiff Bar Wage AI Arms Race By Daniel Ivtsan Insurance carriers and the plaintiff bar are waging an AI arms race reshaping litigation economics.
Will AI Replace Insurance Brokers? By Afroz Mohammed AI accelerates insurance workflows, but brokers remain essential as the translation layer between messy reality and carrier underwriting.
What Commercial Clients Ask Agents About AI By Afroz Mohammed Commercial insurance clients now expect agents to articulate how AI strengthens account management, moving expectations beyond traditional placement.
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?