Torolf Hamm

Torolf Hamm is senior director and global lead of physical risks and climate practice at WTW.

Most Recent

Organizations Must Plan for Climate Tipping Points

Organizations must incorporate climate tipping points into risk planning as scientific focus shifts from if to when they'll occur.

All Articles

Red and White Windsock Against Clear Sky

The Blind Spots in Catastrophe Models

Torolf Hamm

Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

Scenic View of Dramatic Sky over Beach during Sunset

Rising Climate Risks Demand New Strategies

Torolf Hamm

"Smart" hazard scores of each asset, combined with historical data and predictive insights, can provide comprehensive risk assessments.

Six Things

World Cup's First Star — and a Pointer for Insurers

By Paul Carroll

While soccer fans are in a frenzy about the early results from the World Cup, the off-field action offers a suggestion for all businesses, including in the insurance industry.

How Insurers Should Use AI’s New Capacity

Instead of mass layoffs, companies must contemplate what to do with AI's new capacity by redirecting employees to focus on more meaningful tasks.

The False Positives From Insurance AI

AI speeds insurance workflows but can create undue confidence when incomplete risk data and weak processes remain unaddressed.

The Case for a Personal Digital Bodyguard

As cybercrime hits $21 billion, personal cyber insurance must pivot from reactive coverage to proactive protection.

The Blind Spot in AI-Driven Loss Prevention

Insurers deploy AI-driven tools to monitor and manage risks but lack systematic visibility into how well maintained the underlying assets are.

When Operations Becomes Marketing

The AIs deciding whether to recommend your company aren't reading your brand guidelines. They're evaluating your operational reality.

Auto Claims Modernization Needs Better Data

Billions spent on digital claims technology can't overcome fragmented vehicle data that continues driving operational leakage and fraud.

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