Torolf Hamm

Torolf Hamm is senior director and global lead of physical risks and climate practice at WTW.

Most Recent

Insurance

How to Prepare for the Super El Niño

By

With a super El Niño upon us, how can organizations protect themselves from weather amplified by climate change?

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Melting Glaciers

Organizations Must Plan for Climate Tipping Points

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Organizations must incorporate climate tipping points into risk planning as scientific focus shifts from if to when they'll occur.

Red and White Windsock Against Clear Sky

The Blind Spots in Catastrophe Models

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Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

Scenic View of Dramatic Sky over Beach during Sunset

Rising Climate Risks Demand New Strategies

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"Smart" hazard scores of each asset, combined with historical data and predictive insights, can provide comprehensive risk assessments.

Six Things

Insurance

Need an Idea for Innovation? How About 1,208,580?

By Paul Carroll

The founder of Idealab has used AI to generate more than 1.2 million ideas for innovative AI-based companies, including in insurance. They're thought-provoking.

When an AI Calls, Who Should Answer?

Blocking Meta's AI agent on your website won't stop it from calling. Insurers need a plan to handle these calls.

1

Independent Agents - A Forward View

Economic simulations now forecast fiscal health across 1,900 U.S. localities, helping agents anticipate consumer affordability shifts and community financial stress.

2

Buy or Build? Yes.

AI has lowered barriers to building custom insurance workflows, but integration and adoption remain the hardest parts of implementation.

3

AI Fraud Finds a Weak Spot

AI-generated fake IDs are flooding rental applications, turning lease approvals into unsecured credit decisions with little regulatory oversight.

4

How to Prepare for the Super El Niño

With a super El Niño upon us, how can organizations protect themselves from weather amplified by climate change?

5

How AI Is Redefining Credit Protection Insurance

AI enables CPI providers to evolve from product suppliers to strategic partners by adapting at retail speed while maintaining governance.

6

ITL Recommends

The Insurance Alignment Gap: Where Insurer Priorities and Customer Protection Needs Converge…and Diverge

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ITL Partner: Majesco

Insurance

A Novel Approach to Preventing Water Damage

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Insurance

The relevance premium: How customer centricity unlocks growth

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hero

From reactive to proactive: How Westfield is helping homeowners prevent catastrophic losses before they occur

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Westfield

Automation Helps Claims Teams Handle Surges

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Insurance

How to Use Social Media Intelligence in Claims

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Insurance

Marine Insurance Shifts to Detect Dark Vessels

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Insurance

Insurtech Drives Policyholders' Expectations

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Insurtech