AI Lets Insurers Avoid Reserve Surprises By Upendra Belhe AI-enabled decision intelligence helps insurers integrate fragmented enterprise data before reserve surprises become $500 million problems.
'Non-AI' Is the New Solution for Compliance By Manjunath Krishna As insurers race to deploy AI, the real competitive edge lies in building non-AI governance systems that ensure accountability and regulatory defensibility.
AI May Answer Correctly But Miss Context By David Lien AI can answer questions correctly yet still fail when it doesn't recognize task shifts, context, or consequences.
AI Risk Is Rising Fast By Michael Daum AI has surged to the second-biggest perceived business risk globally, yet actual insurance losses remain surprisingly low—for now.
Explainable AI Isn't Enough in Insurance By Bhargavi Vepuri Insurers must move beyond explaining AI outputs to documenting the full workflow, controls and human decisions behind each action.
Mining the Rich Data in P&C Claims Testimony By Taylor Smith Michael Okerlund Property and casualty insurers that analyze testimony at scale will price risk more accurately than competitors relying on instinct alone.
AI's New Role in Prior Authorizations By Madhu Reddiboina Prior authorization’s new reality: AI does the evidence work, a clinician owns the call, especially for denials.
Insurance Agencies: Don't Panic on AI ROI By John Markos Insurance agencies investing in AI are seeing productivity gains but not yet revenue lifts—a predictable adoption phase, not a failure.
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?