Richard Russell

Richard Russell is vice president of biometric research within RGA’s global research & development team.

He holds a bachelor of science in biotechnology, a master of science in bioinformatics (with distinction), and a Ph.D. in statistics, all from Imperial College London. He has written more than 30 peer-reviewed publications in leading journals, including the Lancet, BMJ Open, PLOS One, and Annals of Actuarial Science.

Most Recent

Pile of Pill Packets

Mortality Impact of GLP-1 Drugs

By

Richard Russell

Craig Armstrong

RGA study finds incretin drugs could reduce mortality up to 8.8%, so insurers should reassess assumptions.

All Articles

A Student Wearing a Face Mask

Lessons From COVID-19 for Life Insurers

By

Richard Russell

Marie-Christine Boucher

Four years on from COVID-19, life insurers have a key opportunity to assess the accuracy of their risk models and better prepare for the next global pandemic.

Six Things

Insurance AI

The Underlying Question for Insurance AI

By Paul Carroll

The question is: When is good enough good enough? The answer depends on whether you see AI as a math/science problem or as a legal/regulatory one.

It Wasn't a Decision. It Was a Default.

There is a question about AI no one is asking out loud: Are the efficiencies worth more as a cost saving, or as time freed up for other work? 

1

The AI-Informed Homeowner Is Already Here

Homeowners are using AI to research coverage and compare policies before meeting agents, fundamentally reshaping the insurance buying process.

2

What Cyber Underwriting Is Missing

Cyber underwriting has become adept at measuring technology. The missing signal may be the condition of the organization responsible for keeping it secure.

3

Resting Heart Rate Reshapes Underwriting

Resting heart rate emerges as a powerful, underused mortality predictor that may outperform traditional underwriting metrics like cholesterol and BMI.

4

A Strategic Shift in Insurance Distribution

Insurance carriers are shifting from merely managing producer networks to leveraging distribution data for strategic competitive advantage.

5

Smart Glasses Transform Insurance Claims, Inspections

Smart glasses are standardizing insurance inspections through real-time documentation and AI-guided workflows that improve transparency and reduce claim processing delays.

6

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3 Steps to Assess a Fleet's Insurability

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Data Center Boom Testing Insurers' Capacity Limits

12 AI Deployment Myths Debunked

By

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Mining the Rich Data in P&C Claims Testimony

By

Michael Okerlund

Testimony as the Currency of P&C Claims

MGAs Don't Have an AI Problem

By

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A Breakthrough for AI Agents on Claims

By

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