Personal Lines

A statement by Volvo -- following actions by Google, Mercedes and now Tesla -- means that the future of car insurance is upon us.

In succession planning for a family-owned business, a spouse is often disengaged and feels disenfranchised. Here is the answer.

Usage-based insurance (UBI) lets insurers more precisely predict risks, sharpen pricing strategies and provide better value to policyholders.

UBI is near a tipping point, but insurers have problems gathering and interpreting the deluge of data. A clearinghouse is the answer.

While many await the driverless car, the future of safety is already here, through assisted driving. Insurers and regulators must act.

Telematics is moving rapidly toward PHYD (pay how you drive) and is starting to incorporate a wide range of variables.

Telematics is seen as a maturing technology, but there is still an untapped area: It can make processing claims much more efficient.

The whole auto ecosystem is in upheaval, and firms need to face up to the new realities through a systemic reevaluation of their roles.