Going Digital

Instead of owning assets, people are increasingly electing to merely access them -- and that's just the beginning of the story for insurers.

Too few companies are being innovative about how they innovate. They are buying fish, not learning how to fish.

What if policies weren't either bought or sold? What if they just happened? What if they were almost invisible?

Will this be the year that the U.S. insurance industry moves toward level commissions or fee-based products across all product lines?

Disruptors’ natural and essential super-confidence in themselves can translate into overconfidence in the ethical correctness of their decisions.

Let’s look at the best-case and worst-case scenarios for a world where all things are instrumented, monitored, analyzed and automated.

The growing presence of insurtech companies is not a threat, but rather is creating real opportunities for the industry.

This list isn't just about what is new and innovative. It is about what will be adopted at scale.