The Four Stages of Innovation By Paul Carroll With a hat tip to Elisabeth Kubler-Ross and her five stages of grief, I've decided that technology disrupts an industry in four stages.
6 Minutes of History From 2016 By Denise Garth At no time in the history of insurance can we find one year that includes this many game-changing events.
10 Predictions for Insurtech in 2017 By Nigel Walsh We can no longer wait six months to launch new or updated products. We'll move from fast walking to jogging and sprinting.
Lemonade: From Local to Everywhere By Shai Wininger As Lemonade gets ready to roll out across the U.S., it offers four tips for other startups on the "local vs. global" debate.
Insurtech’s Pay-As-You-Go Promise By Denise Garth If the pay-as-you-use model continues to create innovative options, then there are dramatic implications — almost all of them positive.
Dear Insurtech, It's Not You, It's Me By Chris Cheatham It was nice getting to know you in 2016, insurtech. But now it's time for RiskGenius to move on. It’s time for me to move on.
5 Challenges Facing Startups (Part 5) By Christian Czempiel Manny Soar There is no such thing as a beta policy, and it is more difficult to find additional revenue streams in insurance.
Insurtech vs. Legacy Insurance Carriers By Robin Roberson Crawford's purchase of WeGoLook is the precursor for deals that will drive innovation by merging the gig economy and the insurance industry.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.