How Smart Can Get Insurance Get? By John Johansen The difference between decisions yesterday and in the future are like the difference between a handwritten description and a hologram.
Let's Keep 'Digital' in Perspective By Maria Ferrante-Schepis We've lost track of the fact that "digital" is a "how," not a "what. We can't innovate just by falling in love with technology.
5 Challenges Facing Startups (Part 4) By Christian Czempiel Manny Soar Most founders of startups know little about insurance -- and most insurance experts know little about startups.
How to Reimagine Insurance With IoT By Danny Vicente With IoT, insurers can leverage big data analytics to better underwrite risk, improve loss prevention and even predict consumer behavior.
Why Are Insurance Websites So Bad? By Mark Lusted Functional requirements from IT and underwriting drive most websites. Here are four tips that are easy to implement and will delight customers.
A Silicon Valley View on Work Comp By Jayant Lakshmikanthan The technology and analytics community can help drop combined ratios by more than 20% through better pricing and improved operations.
5 Challenges Facing Startups (Part 3) By Manny Soar Christian Czempiel Should startups begin as MGAs? The road to market is faster, but there are complications.
Do We Even Need Insurers Any Longer? By James Twining Brokers operate under the threat of disintermediation, but they have the data and the relationships. Why do they even need insurers?
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.