Andrea Silvello

In the next decade, microinsurance could grow to one billion policy-holders and narrow the protection gap, but only if presented right.

For long-term profitability, insurers should focus on opportunities for non-disruptive -- not just disruptive -- market creation.

A reduction in loss ratio of around 50% seems to be achievable through consistent and intelligent implementation of "connected health."

Microinsurance in developing countries is not just a reduced-cost coverage for poor people: It’s an innovative way of selling insurance.

Microinsurance is a transversal opportunity for insurers to get closer to their clients, offering the right coverage at the right time.

A customer-centric marketing approach starts with the realization that there is no “average” customer.

Push mobile microinsurance is an example of where insurtechs may have found a solution that incumbents must embrace.