The Future of P&C Distribution By Mark Breading Nearly 60% of insurers expect major disruption by insurtech, and half see global tech companies like Amazon and Google invading personal lines.
The Future of the Agency Channel By Sam Fleming Agents who give personalized advice and advocacy when needed represent the great upside and the future of the agency channel.
The 3 Bears of Agency Commissions By Kevin Trokey You are being underpaid on half your book of business while being overpaid by the top tier. You must address both discrepancies.
How Insurance Fits in Financial Management By Ori Ben-Yishai Few financial advisers address clients’ P&C needs—leaving clients exposed to significant gaps in coverage and out-of-pocket costs.
Social Media: Your Top Referral Source By Gregory Bailey Insurance agents and financial advisers who don’t have a strong social media presence could be missing out on a lot of potential business.
Insurance's Flawed Business Model By Steven Schwartz How do we effectively integrate “technology of tomorrow” with “business models of today” and interpret the “culture of yesterday”?
What Comes Next for Mobile Ads? By Gregory Bailey The future doesn't have to be uncertain: Micro-targeted, hyper-local mobile and social media advertising at scale is now possible.
Profiles in the Customer Experience By Mark Breading The experiences show why human intermediaries will be around insurance for a long time in most lines of business.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.