Important Perspective for Insurance Agents By Chris Burand New legislation says that only "natural" persons must carry a license -- so, AIs can do whatever they and their creators want.
The Profits Hiding in an Agency's Closet By Tom Anderson It’s hard to overstate the potential value of the data that already resides inside outdated agency management software.
Is P&C Distribution Actually Digitizing? By Karen Pauli If a portal allows a customer to pay via credit card but then defaults to paper-based processes, there is a serious disconnect.
Why AI-Assisted Selling Is the Future By Roi Agababa The future lies in leveraging smart technology to streamline sales, increase conversions and have more productive agents and brokers.
Choose Your Companies Carefully By Chris Burand Insolvencies and impairments are so low in P&C that most agents pay little attention to the possibility one of their companies may fail.
The Future of P&C Distribution By Mark Breading Nearly 60% of insurers expect major disruption by insurtech, and half see global tech companies like Amazon and Google invading personal lines.
The Future of the Agency Channel By Sam Fleming Agents who give personalized advice and advocacy when needed represent the great upside and the future of the agency channel.
The 3 Bears of Agency Commissions By Kevin Trokey You are being underpaid on half your book of business while being overpaid by the top tier. You must address both discrepancies.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.