Insurers Are Missing AI's True Value By Jitendra Kukday Insurers chase flashy AI experiments while missing practical applications in underwriting, claims processing, and customer engagement that deliver real results.
How Agents Can Thrive With Leaner Teams By Brenna Johnson Facing a worker shortage, independent insurance agencies must leverage technology to maximize efficiency with leaner teams.
ADA and Premises Liability: Dual Exposure By Hank Mowry Overlapping ADA and premises liability risks create coverage gaps that brokers must address with clients.
How Brokers Can Survive a Client Merger By Rick Hirsh Nearly one-third of companies replace insurance brokers post-M&A. To stay on, brokers must evolve beyond transactional services.
How Technology Is Redefining Agency Productivity By Vijay Muniswamy Insurtech providers are building automation, APIs and data analytics into workflows to help agencies work smarter.
Hidden Risks in Teen Cellphone Bans By Sharon Orr Increasing school cellphone bans create liability exposures that insurance professionals must help clients navigate carefully.
Making Pressure Legible in International Broking By Arthur Michelino Mapping connections, and their weight, provides a better way of looking at, and managing, the role of the broker.
Southern Employers Must Rethink Benefits By April Husted Matt Fisher Southern businesses invest more in benefits yet lose talent, making Q4 enrollment their strategic retention opportunity.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.