Should Brokers Trust Their Insurtech Vendors? By Steve Pieroway A study finds that two-thirds of brokers believe insurtech vendors overstate ROI promises, revealing a significant trust gap in the industry.
Smoother Insurance Agency Succession Planning By Rob Bourne Most agents delay succession planning. The smoothest agency transitions start with technology-enabled operations built from day one.
Independent Agencies' Top Priorities for 2026 By Mike Erlandson As carrier appetites shift and underwriting tightens, independent agencies turn to AI automation to streamline workflows and boost operational efficiency.
How to Navigate the Upheaval in E&S By Hunter Moss As Excess & Surplus shifts from last resort to first step, technology helps agents submit cleaner risks and build stronger carrier partnerships.
New Strategy for Wealthy Families By Katherine Frattarola As insurance capacity tightens, high-net-worth families are prioritizing predictability over premiums and demanding more strategic advisory support.
Education Key to Reducing Winter Losses By Diane Delaney Paul Vacquier Winter amplifies preventable hazards like frozen and burst pipes, making homeowner education key to reducing cold-weather vulnerabilities.
Insurance Industry Shifts to Membership Economy By Jill Fecher The membership economy is transforming insurance from transactional renewals into affinity-driven subscriptions that deliver continuous value.
What a Next-Gen Insurance Agency Looks Like By Todd Baxter As insurance agencies pursue growth, execution—not ambition— becomes the constraint, separating those who scale from those who merely expand.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.