While we've all been talking about rising sea levels and coastal erosion for years, a recent video cut through all the theoretical considerations and made the issue real.
Family offices face increasing threats to their assets, reputation and physical security, and the consequences can be severe if risk barriers are not built.
When done correctly, technology is as transparent as it is critical. When implemented poorly, it's like begging your customers to look elsewhere for services.
This year and beyond, agencies will fiercely focus on channel expansion and assess their current partnerships. Insurers must stay abreast of new partnership opportunities.
Efforts will include using technology to improve the ease of doing business for agents and implementing tools and applications to increase employee productivity.