Analysis of trends from Q4 2024 suggest property and worker's comp rates will remain stable, while general liability and excess/umbrella markets are softening.

Mike Chapman
Mike Chapman is the national director of commercial markets at Hub International.
Prior to Hub, Chapman held several management positions at various insurance companies, entering the industry in 1986.
A graduate of the University of New Hampshire, he holds Chartered Property Casualty Underwriter (CPCU), Accredited Advisor in Insurance (AAI), and Associate in Risk Management (ARM) designations. He is a regular speaker nationally on the commercial insurance market and is a frequent contributor to industry publications. He serves on local and national advisory councils for several major insurance carriers.