The 5 Charts on Insurance Disruption By Denise Garth Here are five charts that show the high-level forces disrupting the industry, as well as how they connect and combine for even more impact.
Innovation: a Need for 'Patient Urgency' By Chunka Mui Trying to time a disruptive innovation precisely is a fool's errand. A strategy has to emerge opportunistically, through "patient urgency."
Key to Understanding InsurTech By Matteo Carbone The way to analyze the InsurTech phenomenon is via a cross-section view of the customer journey and the insurance value chain.
5 Reasons Incumbents Don't See Disruption By Steven Mendel CEOs of incumbents have five reasons for whistling past the graveyard and actually stifling innovation. But they are sorely mistaken.
The RATs That Stifle IT Efforts By Chad Hersh RATs (Replacement Avoidance Tactics) are pesky, quickly moving varmints that an organization can’t quite get a handle on.
The 7 Colors of Digital Innovation By Rick Huckstep Here are 30 start-ups that show the full range of digital innovation in InsurTech, from data through distribution.
Apple v. FBI: Inevitable Conflicts on Tech By Vivek Wadhwa Apple's dispute with the FBI about opening an iPhone is just the start of a series of unanswerable questions on ethics and technology.
The New Age of Insurance Aggregators By Drew Aldrich Lead generators and call-center agencies show promise, as aggregators gain ground, but "digital agencies" are the future.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.