Resilience & Sustainability

The industry's proposal for a Business Continuity Protection Program raises risks related to compensating businesses during pandemic lockdowns.

We can’t expect collective, nationwide resilience to flood events without innovation from FEMA and decisive action from Congress.

An uncomfortable reality is that a TRIA-style “make available” requirement would separate policyholders into the haves and the have-nots.

85% of homeowners have fire insurance and just 15% have flood insurance, even though a flood claim is three times as likely.

As if COVID-19 isn't tough enough, the Atlantic hurricane season looks to be active, with a higher probability of named storms making landfall.

A simplified product covering only continuing expenses for a limited period, such as four months, MIGHT be workable.

The current global health crisis is forcing us all to consider what it will take to build a sustainable future.

While many see a useful model in the Terrorism Risk Insurance Act, it is not an off-the-shelf solution for pandemic risks.