An Answer for California's Power Shutdowns By Paul Carroll Insurers can look at the wildfire problem from the standpoint of the customer and find a series of ways—both big and small—to help.
How Climate Change Is Increasing Rates By Charlene Arsenault More climate change-related claims means higher insurance costs and insurers becoming stricter about who even gets coverage.
Using High-Resolution Data for Flood Risk By Matt Reid If maps use outdated data, they may easily over- or underestimate flood hazard in areas that have experienced redevelopment.
How Different Flood Types Affect Risk By Helen Smith Although it may seem that flood is just flood, fluvial, pluvial and storm surge--often in combination--cause different levels of damage.
How Tech Improves Flood Modeling By Matt Reid Until recently, the complexities of flood behavior have been too intricate to fully represent using broad-scale modeling techniques.
Value of Optimized Resource Planning By Sam Flemer Most service planning in catastrophes is highly manual, involving multiple spreadsheets and guesswork; AI-driven capacity planning is seamless.
How Non-Standard Became the Standard By Mark Eastham Climate and changes in housing stock are driving a move to non-standard insurance, enabled by two major technology trends.
When NOT to Have Earthquake Insurance By Jason Hargraves Combine modern building codes with huge deductibles before a policy kicks in, and the odds are probably in your favor without insurance.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.